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ID Theft Protection

Protecting Your Credit & Medical Identity

YOUR IDENTITY THEFT PROGRAM

Prevention to Prosecution Solution™

Identity theft is the fastest growing financial crime in America, striking thousands of victims each year. In a matter of seconds, personal information such as a social security number, a credit card number or an address can be stolen and used to obtain a new mortgage, line of credit or additional credit cards. More recently, Keyloggers are quickly becoming the most prevalent tool used by identity thieves. These self-propagating viruses steal your keystrokes and the information contained as you navigate the internet.

Our unique identity theft program is the only one in the country that provides a tool that helps prevent identity theft. Although nothing can completely prevent identity theft, our Keylogging Defense System™ will allow our members and their families to conduct safe internet commerce. Members can bank, shop, E-mail and provide sensitive information over the internet without the threat of keylogging viruses stealing their information. Our unique identity theft program provides members with a true Prevention to Prosecution Solution™.

  • Keylogging Defense System™
  • Identity Monitoring
  • Identity Theft Insurance
  • Restoration Services
  • Lost Credit Card Assistance

 

Keylogging Defense System™

Keylogging is far and away the number one identity theft threat to you and your business. Spyware, phishing, computer viruses, cookies, lost laptops, data breaches and lost wallets are generally what the average person thinks of when envisioning the risk of identity theft.

Unfortunately, Keylogging is a far more insidious and prevalent threat! It is a powerful breed of self-propagating software that can copy user’s keystrokes. That’s right! A keylogger records every keystroke you make to a log file and then forwards that file on to an identity thief.

Our unique, patent pending, Keylogging Defense System™ provides a solution that enables users to mitigate the keylogging threat and prevent the information leakage to current as well as future keyloggers.

 

Identity Monitoring

Identity Monitoring searches and monitors for past history as well as real time identity frauds or threats. This service includes:

  • Secure, hassle-free identity monitoring
  • Actionable identity alerts

Our Identity Monitoring does much more than monitors credit, offering a solution as robust as the ones used by the nation’s leading financial institutions to prevent theft. Identity Monitoring uses innovative technology to detect misuse or even an elevated likelihood for misuse of an individual’s Social Security number, name, address, phone, and date of birth. By creating a SNAPD identity blueprint, this program monitors billions of data on a daily basis.

 

Identity Theft Insurance

Each member will also receive up to $25,000 worth of insurance coverage*. Identity theft insurance is underwritten by a nationally recognized Insurance Carrier with an “A” or better AM Best Rating. This coverage will help members offset some of the cost of restoring their identity to its original status, including:

  • Lost wages: $500.00 per week, for 4 weeks maximum
  • Re-filing of loans
  • Defense cost for certain civil and criminal lawsuits
  • Reimbursement of fees

*Identity Theft Insurance is not available in NY. Insurance covers enrolled household members only.

 

Identity Theft Restoration

Upon notification of an identity theft incident, Privacy Advocates will act on your behalf as a dedicated case manager.

 

Lost or Stolen Credit Card Assistance / Document Recovery Services

Privacy Advocates will assist members in the event their credit cards are misplaced or stolen.

 

Product
$14.95 per Month for Household

1.To activate your Keyloggers Defense System immediately, please click here:
http://www.keyloggingdefense.com/ConciergeBenefitServices-KEY/

Example of Member Login:
Last Name: Smith
Membership #: (this number is on your Digital ID card)

2.To register your household for Identity Theft Protection, please login to the Member Portal by clicking here: www.mybenefitservices.com/members

3.On the Member Portal Home Page, click on Identity Theft and then click on the "Register Your Household" link.

Example of Member Login:
Last Name: Smith
Membership #: (the e-mail address that you signed up for services)

You can also view specific information about your subscription by using your member portal.  You are able to change your billing information, register the entire household and add or cancel services.  Please note that your monthly subscription charge will show on up on your statement as "Concierge Benefit Services".

 

Identity Theft Solutions:

Our unique identity theft solution provides you with all the components necessary to restore your identity, and prevent future incidences of identity theft. All work done on your behalf is performed by qualified Privacy Advocates. Our program takes a completely hands on approach to identity theft restoration.

Identity Theft Insurance*:
You will also receive up to $25,000 worth of identity theft insurance coverage underwritten by a nationally recognized Insurance Carrier with an “A” or better AM Best Rating. This coverage will help offset some of the cost of restoring your identity to its original status including:

  • Lost wages: $500.00 per week, for 4 weeks maximum
  • Re-filing of loans
  • Defense cost for certain civil & criminal law suits
  • Reimbursement of fees: Reasonable and necessary costs incurred in the United States by the insured for:
    • Re-filing applications for loans, grants or other credit instruments that are rejected solely as a result of a stolen identity incident
    • Notarizing affidavits or other similar documents, long distance telephone calls and postage solely as a result of the insured's efforts to report a stolen identity incident and/or amend or rectify records as to the insured's true name or identity as a result of a stolen identity event
    • Up to six credit reports from established credit bureaus (with no more than two reports from any one credit bureau) dated within 12 months after the insured's discovery of a stolen identity incident.

* The description herein is a summary only. It does not include all terms, conditions and exclusions of the policy described. Please refer to the actual policy for complete details of coverage and exclusions. Coverage not available to residents of New York and may not be available in other jurisdictions. Insurance coverage is limited only to the member.

 

Identity Theft Restoration:
Upon notification of an identity theft incident, Privacy Advocates will act on your behalf as a dedicated case manager to:

  • Investigate and confirm the fraudulent activity, including known, unknown and potentially complicated additional sources of identity theft.
  • Complete and mail customized, pre-populated, state specific “Fraud Packet“ via certified mail with pre-paid return instructions.
  • Place phone calls, send electronic notifications, and prepare appropriate documentation on the member’s behalf, including dispute letters for defensible complaints to any and all appropriate state agencies and financial institutions.
  • Issue fraud alerts and victim statements when necessary, with the three consumer credit reporting agencies, the FTC, SSA, and U.S. Postal Service.
  • Submit Special Limited Power of Attorney and ID Theft Affidavit to involved creditors for card cancellation and new card issuance.
  • Contact, follow up and escalate issues with affected agencies, creditors, financial institutions, to reinforce member’s rights.
  • Assist the member in notifying local law enforcement authorities to file the appropriate official reports.
  • Utilize real time access to public records reports including DMV, criminal, address changes, liens, and judgments for further investigation where applicable.
  • Provide peace of mind and resolution of key issues from start to finish as swiftly as possible.
  • Provide members with a “Case Completion Kit“ including copies of documentation, correspondence, forms and letters for their personal records.

 

Lost or Stolen Credit Card Assistance / Document Recovery Services:
Privacy Advocates will assist members in the event their credit cards are misplaced or stolen.

 

Privacy Advocates will:

  • Consult with member to determine the severity of the event
  • Obtain credit reports from each of the three major credit
  • Contact each credit card company or other financial institution with the member via teleconference.
  • Cancel members affected credit cards
  • Request new replacement cards
  • Place fraud alerts with all three major credit bureaus
  • Assist members with interpreting their credit reports
  • Provide daily ID monitoring for six months to help proactively prevent any additional identity fraud
  • Provide credit dispute assistance
  • Assist with additional lost items including driver’s license, library, and other membership cards.

Identity Monitoring**:
Identity Monitoring searches and monitors for past history as well as real time identity frauds or threats. This service includes:

  • Secure, hassle-free identity monitoring
  • Actionable identity alerts

Our Identity Monitoring does much more than monitor credit, offering a solution as robust as the ones used by the nation’s leading financial institutions to prevent theft. Identity Monitoring uses innovative technology to detect misuse or even an elevated likelihood for misuse of an individual’s Social Security number, name, address, phone, and date of birth. By creating a SNAPD identity blueprint, this program monitors billions of data on a daily basis from sources such as:

  • New Credit Cards
  • Wireless Carrier Applications
  • Retail Credit Card Accounts
  • Automobile Loans
  • Mortgage Loans
  • Payday Loans
  • Checking Accounts and Check Reorders
  • Utility Accounts
  • DMV Records
  • Government Data Bases
  • Real Estate Records
  • Court Records
  • Criminal Records
  • Social Security Records

As identity fraud usually precedes identity theft, this type of proactive system is critical to mitigating the extensive and expensive damage perpetrated after an identity is stolen and manipulated.

** Identity Monitoring coverage is limited only to the member.

Keylogging Defense System™:
Our unique program is the only one in the country that provides you with a software tool that helps prevent identity theft.

Keyloggers are self-propagating viruses that steal your keystrokes, and the information contained, as you navigate the Internet. Our Keylogging Defense System™ helps eliminate online identity theft by encrypting every keystroke at the keyboard level and then reroutes those encrypted keystrokes directly to your Internet browser. Our Keylogging Defense System™ bypasses the multiple communication areas that are normally vulnerable to keylogging attacks that could compromise your vital information.

With our defense system, members can now browse, access critical business applications, shop and bank online with confidence knowing that each and every keystroke is encrypted and not being transmitted to an awaiting Identity Thief.

You may use our program to prosecute identity theft thieves. This identity theft program provides unlimited discounted legal care, at capped hourly rates, enabling you to both defend yourself and prosecute thieves.

 

Standard 1-5 business days $7.95
Two Day 2 business days $15
Next Day 1 business day $30
* Free on orders of $50 or more